“Happiness lies not in the mere possession of money; it lies in the joy of achievement, in the thrill of creative effort.” Franklin D. Roosevelt
Before we get into what the actual game plans are, let me set up a couple of scenarios to see which one you fit into, if any.
We all went to school and knew a skinny, or a fat kid who had insecurities. This was the kid who always got picked on, or didn’t fit in. Maybe this kid had parents that didn’t approve of anything he or she did. Growing up this person felt like they had a lot to prove, but unfortunately, the problems didn’t end there. As an adult, the dream job failed through, the spouse cheated and left, or a family member or close friend betrayed this person. You get the picture.
Then we have the person who had a normal upbringing. This person may have had average grades, participated on a few team sports at school and grew up, went to college and had the typical American life: what most would consider a good job, decent credit and respectful children and ate pizza for dinner every Friday night, nothing more, nothing less. But one day, tragedy struck their household and this person’s world was turned completely upside down. It could have been something as major as a car accident, or the doctor diagnosed a life-threatening disease to someone in his or her household, or a natural disaster could have hit their town and only their house was spared.
By now, you probably think you know where I’m going with this. Let’s see if you’re right. People usually use one of two strategies to accomplish their financial goals. They’re either harmoniously strategizing to get wealth because of an epiphany, or using their pain as fuel to drive them toward financial freedom.
The person who had an epiphany comes to a point where they realize that life is more than being about what they can get, but it is more so about what they can give and this is where they find true joy.
The person on the other side of this spectrum is often bent out of shape trying to prove their worth to themselves and to the world because of the unfavorable and unfortunate circumstances they faced alone. This person goes after wealth in a disharmonious and resentful manner.
Even though both people in the scenarios experienced loss, the one who gained insight advanced toward financial wealth from a positive frame of mind and the other pressed on toward financial wealth from a negative mindset.
The two game plans boil down to whether you are taking action from an abundance viewpoint to reach your financial goals through generosity, or are you taking action out of selfishness running away from your past experiences and using wealth as a measuring stick just to prove to yourself and others that you’ve succeeded.
The irony of both game plans is that by employing either one, both can arrive at the same destination- – rich. Both plans allow for you to outgrow your current position in life. But one offers a beauty that the other does not.
Desiring and executing a good strategy to get wealth so that you can be generous to others, not only helps others but it also does a world of good for you. As you focus on providing value to more people through business or philanthropic causes, you begin to experience the impact of your generosity to others. You are now contributing and being a part of something meaningful and greater than yourself.
You begin to have an influx of ideas of where else you can invest your money, and with that positive frame of mind opportunities and doors start opening up for you, but no so if your wealth-building is born out of a place of self-centeredness.
Having a self-serving mindset is a form of lack that will keep ideas stagnant. In this situation, the only thing to focus on is one’s self. We have all heard at least once in our lifetime that money flows; we know this to be true because money is currency. But, if self isn’t giving, if it isn’t flowing, then it becomes motionless, stale and putrid. So, attaining wealth through retaliation can be reached, but it can’t be maintained in a healthy harmonious state that provides a sense of joy and peace.
So, if you have found yourself in either scenario mentioned, you can improve upon it or make a change from it. We all want wealth and for different reasons; our reasons don’t have to be justified to anyone unless you are seeking funding from an outside source to fulfill your dreams, and that type of funding is available to you.
It is available in the form of business credit cards. Business credit cards are based on a personal guarantee. So, there are several criteria that must be met to be approved: 720 credit score, 30% debt-to-credit ratio, no bankruptcies, no foreclosures, no missing payments in the past 24 months of making application, one or more credit cards with a $5,000 maximum limit and a 10 year personal credit history. And if you are short on any of the criteria mentioned, mentorship from business credit card consultants are available to walk you through the process of how to meet those must-haves needs.
Personal development is just that: personal. You have the right to pursue your dreams, set financial goals and actively pursue them. But going after them from the right mindset can better secure your financial freedom and give you a restfulness and calmness to expand your thinking for bigger and better things to come.
Taking advantage of funding via business credit can also take the pressure off your personal finances as you grow your business or philanthropic activities.